Purchases and Remortgages

From invaluable advice for purchasing your first home to scouring the market for the best remortgage deals, our advisers have your best interests at heart so you can rest assured that you’ll receive honest advice and competitive deals.

Purchases and Remortgages

Getting a mortgage is a huge financial step, so it’s a decision that you’ll want to get right.

Put simply: a mortgage is a loan taken out to buy a property and is secured against the value of your home until the mortgage is paid off.

When applying for a mortgage, you’ll need to:

  • Prove you can cover the monthly mortgage repayments, even if interest rates were to rise or your financial circumstances change.
  • Undergo a credit check with a credit reference agency to look into your financial background – this is to assess the risks of lending to you.

Remortgaging is where an existing mortgage is switched to a new deal – either with the current provider, or a different one. It’s usually used:

  • When the fixed or discounted rate on the mortgage ends, and the long-term variable rate is introduced, as this tends to be higher than the rates on new mortgage deals
  • To consolidate debts
  • Fix monthly payments
  • Reduce the interest rate on your current mortgage.

Not the right service for you?

We hold your hand every step of the way


Your trusted adviser will work with you to help you choose the best options for you

Case Management

Our expert case managers are on hand to complete all of the paperwork and make sure everything is on track


We’re with you throughout your journey – all the way up until the keys are in your hands or the investment is financed!

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Our Company Values


From sharing our experience of the market and its best products, to sharing knowledge of how we have helped others achieve their dream home or holiday, advice is at the heart of our business.


The market constantly changes and so do we. We run regular industry training and informal learning sessions for our advisers, sharing knowledge and tips on best-practice and industry standards. We work with ambitious individuals to continually improve the level of insight and service they can offer clients.