HomeServicesBridging Loans

Bridging Loans

Short-term property finance for time-sensitive transactions.

Chain break financeAuction purchasesRenovation and developmentRegulated bridging

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

Bridging Loans

Bridging loans provide short-term funding for property purchases, refinancing, chain breaks, auction purchases and other time-sensitive transactions. The UK Adviser Group works with a range of bridging lenders to identify suitable options for your specific requirements.

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

Why speak to us

  • Direct access to 90+ lenders
  • Personal adviser-led support
  • Clear, professional guidance
  • No obligation initial discussion

How we can help

01

Chain break finance

Short-term funding to break a property chain and secure a purchase while awaiting the sale of an existing property.

02

Auction purchases

Fast-turnaround finance for auction property purchases where completion is typically required within 28 days.

03

Renovation and development

Bridging finance for light and heavy refurbishment projects, conversion works and small-scale development.

04

Regulated bridging

Regulated bridging loans secured against your main residence, subject to FCA consumer protection requirements.

05

Commercial bridging

Short-term finance for commercial property purchases, refinancing or business-related property transactions.

06

Exit strategy planning

Guidance on structuring a clear exit strategy, whether through sale, refinance or longer-term mortgage arrangement.

A clear, structured process

From first conversation to completion, we keep things straightforward.

Step 01

Initial consultation

We discuss your circumstances, goals and timeline in a no-obligation conversation.

Frequently asked questions

Common questions about how our mortgage advice process works.

Explore your options

Complete the form below and one of our advisers will be in touch to discuss your requirements. All advice is subject to status and lender criteria.

Direct access to 90+ lenders
Personal adviser-led support
Clear, professional guidance
No obligation initial discussion
Subject to status and lender criteria. Advice tailored to your circumstances.
Your details are handled securely and in accordance with our privacy policy.

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

Not sure which route is right for you?

Speak to one of our advisers for clear, no-obligation guidance tailored to your circumstances.

Speak to an Adviser

Our Address

Unit 1a, Link 665 Business Centre

Todd Hall Road, BB4 5HU

Rossendale, United Kingdom

Registered Office

193a Ashley Road

Hale, Altrincham

Cheshire, WA15 9SQ

The UK Adviser & UK Mortgages are trading styles of The UK Adviser Ltd, which is authorised and regulated by the Financial Conduct Authority (Ref: 798920). The UK Adviser Ltd is a wholly owned subsidiary of The UK Adviser Group Limited.

The UK Adviser Ltd is an authorised credit broker and not a lender.

The UK Adviser Ltd is registered at 193a Ashley Road, Hale, Altrincham, Cheshire, United Kingdom, WA15 9SQ. Company registration number is 10817440.

We have an unrestricted number of lenders.

Registered with the Information Commissioner's Office (ICO) Ref: ZA286899.

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

© 2026 The UK Adviser Group Ltd. All rights reserved. FCA authorised.

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