Specialist Mortgages
Specialist mortgage broker UK for complex and non-standard cases.
Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.
Not every mortgage case is straightforward. The UK Adviser Group provides specialist mortgage advice for clients with complex circumstances, including self-employed applicants, contractors, company directors, adverse credit histories, expats and foreign nationals. Our advisers understand how to present your case to the right lender.
Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.
Why speak to us
- Direct access to 90+ lenders
- Personal adviser-led support
- Clear, professional guidance
- No obligation initial discussion
How we can help
Self-employed mortgages
Specialist mortgage advice for self-employed applicants, contractors and freelancers with complex income structures.
Company director mortgages
Guidance for limited company directors and business owners seeking mortgage finance based on salary and dividend or retained profits.
Contractor mortgages
Support for IT contractors, locum professionals and day-rate contractors looking for mortgage options suited to their income model.
Adverse credit mortgages
Advice for clients with adverse credit history including CCJs, defaults, missed payments and debt management plans.
Expat and foreign national mortgages
Specialist lending for UK expatriates, foreign nationals and visa holders purchasing or refinancing UK property.
Complex income mortgages
Support for clients with multiple income sources, bonus-led packages, trust income and other non-standard earnings.
Shared ownership and Right to Buy
Guidance on shared ownership purchases, staircasing and Right to Buy mortgage applications.
New build mortgages
Specialist advice for new build purchases, including developer incentives and extended completion timelines.
Large mortgage loans
Support for high-value and high-net-worth mortgage cases requiring specialist lender relationships.
A clear, structured process
From first conversation to completion, we keep things straightforward.
Step 01
Initial consultation
We discuss your circumstances, goals and timeline in a no-obligation conversation.
Frequently asked questions
Common questions about how our mortgage advice process works.
Explore your options
Complete the form below and one of our advisers will be in touch to discuss your requirements. All advice is subject to status and lender criteria.
Not sure which route is right for you?
Speak to one of our advisers for clear, no-obligation guidance tailored to your circumstances.
Speak to an Adviser