HomeServicesResidential Mortgages

Residential Mortgages

Professional mortgage advice for home buyers and homeowners.

First-time buyersHome moversRemortgagesNew build purchases

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

Residential Mortgages

Whether you are buying your first home, moving, or reviewing your existing mortgage, The UK Adviser Group provides clear, professional guidance to help you navigate the process. We work across a wide panel of lenders to identify mortgage options suited to your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

Why speak to us

  • Direct access to 90+ lenders
  • Personal adviser-led support
  • Clear, professional guidance
  • No obligation initial discussion

How we can help

01

First-time buyers

Clear guidance for those purchasing their first home, including help-to-buy scheme advice and deposit planning.

02

Home movers

Support for clients moving home, whether upsizing, downsizing or relocating to a new area.

03

Remortgages

Review your existing mortgage arrangements and explore whether switching could better suit your circumstances.

04

New build purchases

Specialist advice for purchasing new-build properties, including developer incentives and stage-payment structures.

05

Joint borrower arrangements

Guidance on joint applications, including family-assisted mortgages and shared ownership options.

06

Self-employed applicants

Advice for self-employed clients, contractors and business owners navigating the mortgage process.

A clear, structured process

From first conversation to completion, we keep things straightforward.

Step 01

Initial consultation

We discuss your circumstances, goals and timeline in a no-obligation conversation.

Frequently asked questions

Common questions about how our mortgage advice process works.

Explore your options

Complete the form below and one of our advisers will be in touch to discuss your requirements. All advice is subject to status and lender criteria.

Direct access to 90+ lenders
Personal adviser-led support
Clear, professional guidance
No obligation initial discussion
Subject to status and lender criteria. Advice tailored to your circumstances.
Your details are handled securely and in accordance with our privacy policy.

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

Estimate your monthly repayments

Adjust the values below for a quick illustrative estimate. Speak to an adviser for figures tailored to your circumstances.

Mortgage Repayment Calculator

Estimate your potential monthly mortgage repayments

£350,000
£50k£2m
£35,000
5%40%
4.80%
1%10%
25 years
5 yrs40 yrs

Estimated monthly repayment

£1,805

Capital & interest repayment basis

Loan amount£315,000
Deposit£35,000
Loan-to-value (LTV)90.0%
Total interest paid£226,482
Total repayable£541,482
Get a tailored quote

This calculator provides an illustrative estimate only based on a capital and interest repayment mortgage. Actual repayments will depend on your circumstances, the lender, product fees and prevailing rates. It is not a mortgage offer or advice.

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

Not sure which route is right for you?

Speak to one of our advisers for clear, no-obligation guidance tailored to your circumstances.

Speak to an Adviser

Our Address

Unit 1a, Link 665 Business Centre

Todd Hall Road, BB4 5HU

Rossendale, United Kingdom

Registered Office

193a Ashley Road

Hale, Altrincham

Cheshire, WA15 9SQ

The UK Adviser & UK Mortgages are trading styles of The UK Adviser Ltd, which is authorised and regulated by the Financial Conduct Authority (Ref: 798920). The UK Adviser Ltd is a wholly owned subsidiary of The UK Adviser Group Limited.

The UK Adviser Ltd is an authorised credit broker and not a lender.

The UK Adviser Ltd is registered at 193a Ashley Road, Hale, Altrincham, Cheshire, United Kingdom, WA15 9SQ. Company registration number is 10817440.

We have an unrestricted number of lenders.

Registered with the Information Commissioner's Office (ICO) Ref: ZA286899.

We will receive commission from lenders. Different lenders pay different amounts depending on different commission models. For transparency we work with the following commission models: fixed fee, fixed rate of commission, percentage of the amount you borrow and rate for risk (this is based on the risk profile of the business). Further details of the commission model, calculation and amount will be disclosed to you throughout your customer journey.

Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured against your property.

© 2026 The UK Adviser Group Ltd. All rights reserved. FCA authorised.

Your Privacy Matters

The UK Adviser Group uses cookies to ensure our websites function correctly, improve your browsing experience and, with your consent, help us understand how our websites are used. You can accept all cookies, reject non-essential cookies or manage your preferences at any time. For more information, please read our Cookie Policy and Privacy Policy.